Banking Services > Checking Accounts
Checking Accounts | Overdraft Protection | Savings Accounts
Regular Checking Account
- No minimum balance
- Unlimited check writing
- $4.00 monthly service fee (per statement cycle)
1st Advantage Checking Account
- $100.00 minimum balance requirement
- $7.00 service fee if balance falls below the $100.00 minimum at any time during the statement cycle.
Preferred Checking Account
- Age 62 and older
- No minimum balance
- No monthly service fee
Student Checking Account
- Full-time student under age 25
- No minimum balance
- No monthly service fee unless student exceeds five overdrafts or NSF’s in one year’s time then monthly service fee of $4.00 will be charged each statement cycle.
Business Checking Account
- No minimum balance
- $5.00 monthly service fee per statement cycle
- Unlimited check writing
NOW Checking Account
- $1,000.00 minimum balance
- Interest will be compounded and credited to your account each month
- $ .15 per item fee will be charged for each debit transaction in excess of 20 transactions during a statement cycle.
- $5.00 maintenance fee if balance falls below $1,000.00 on any day during the statement cycle
