Rates
Rates effective 1/6/2011
| Certificates of Deposit | ||
| Product | APY ** | Interest Rate |
| 3-Month CD ($1,000 Minimum) | .15 | .15 |
| 6-month CD ($1,000 Minimum) | .20 | .20 |
| 12-month CD ($100 Minimum) | .85 | .85 |
| 24-month CD ($100 Minimum) | 1.10 | 1.10 |
| 36-month CD * ($100 Minimum) | 1.35 | 1.35 |
| 48-month CD * ($100 Minimum) | 1.60 | 1.60 |
| 60-month CD * ($100 Minimum) | 1.75 | 1.75 |
| Penalty for early withdrawal | ||
| IRAs | ||
| Product | APY ** | Interest Rate |
| 12-month IRA | 1.05 | 1.05 |
| 24-month IRA | 1.25 | 1.25 |
| Penalty for early withdrawal | ||
| Money Market | ||
| APY ** | Interest Rate | |
| ($ 1,000.00 to $99,999.99) | .10 | .10 |
| (Over $100,000.00) | .25 | .25 |
| Passbook Savings | ||
| APY ** | Interest Rate | |
| .20 | .20 | |
| Christmas Club Savings | ||
| APY ** | Interest Rate | |
| 2.02 | 2.00 | |
| ** Annual Percentage Yield | ||
| Please Contact an employee of the First National Bank for further information regarding fees and/or additional terms. | ||
