Rates
Rates effective 8/1/2010
| Certificates of Deposit | ||
| Product | APY ** | Interest Rate |
| 3-Month CD ($1,000 Minimum) | .40 | .40 |
| 6-month CD ($1,000 Minimum) | .65 | .65 |
| 12-month CD ($100 Minimum) | 1.25 | 1.25 |
| 24-month CD ($100 Minimum) | 1.30 | 1.30 |
| 36-month CD * ($100 Minimum) | 1.60 | 1.60 |
| 48-month CD * ($100 Minimum) | 1.65 | 1.65 |
| 60-month CD * ($100 Minimum) | 1.90 | 1.90 |
| Penalty for early withdrawal | ||
| IRAs | ||
| Product | APY ** | Interest Rate |
| 12-month IRA | 1.50 | 1.50 |
| 24-month IRA | 1.55 | 1.55 |
| Penalty for early withdrawal | ||
| Money Market | ||
| APY ** | Interest Rate | |
| ($ 1,000.00 to $99,999.99) | .25 | .25 |
| (Over $100,000.00) | .50 | .50 |
| Passbook Savings | ||
| APY ** | Interest Rate | |
| .30 | .30 | |
| Christmas Club Savings | ||
| APY ** | Interest Rate | |
| 3.03 | 3.00 | |
| ** Annual Percentage Yield | ||
| Please Contact an employee of the First National Bank for further information regarding fees and/or additional terms. | ||
